REO California

San Bernardino County: Affordability & Incentives March 2026 Market Update

Joe Iuliucci
Mar 14, 2026By Joe Iuliucci

San Bernardino County: Affordability & Incentives
March 2026 Market Update

San Bernardino remains the most accessible entry point in Southern California, with a median price of approximately $530,000. However, the market has slowed, with homes taking an average of 72 days to sell—up significantly from last year.

The Opportunity: Because homes are sitting longer, builders and resale sellers alike are motivated. We are seeing major builders in Fontana and Ontario offering massive loan promotions for buyers who can close by May.

The Play: The 2-1 Buydown. Many builders are offering to pay for a 2-1 buydown, which could start your first year of payments at a rate 2% below market.
Status: Buyer-Friendly. High inventory levels mean you have the power to be picky.
 
Which County Is Right For Your Next Move?
Whether you’re looking for the luxury of Orange County or the affordability of the Inland Empire, March 2026 is the month of the "Incentive."

Would you like me to pull a list of specific new home communities in any of these counties that are currently offering 4.99% fixed rates?